Posted by Desoto61 [108.162.238.254] on Monday, August 21, 2017 at 05:35:32 :
In Reply to: Re: Just got dropped by Hagerty Insurance posted by Jerry in Idaho [108.162.246.56] on Friday, August 18, 2017 at 17:43:11 :
They specialize in agreed value policies designed around antique/modified cars. So it's easier to insure a vehicle for what it would cost to replicate it.
All the upgrades and modifications for Greg's truck mean it's worth more than an unrestored truck of the same age. Hagerty will insure it for the amount you say it would cost to replicate/repair with little trouble. To do the same through your normal car insurance is a lot harder if not impossible.