Posted by MoparNorm on Wednesday, March 02, 2005 at 11:21AM :
In Reply to: Re: A Word of Caution posted by OTM Mike Stone (Idaho, USA) on Tuesday, March 01, 2005 at 8:41PM :
That was my exact point. If you use a conventional Insurance Company, protect yourself with the correct coverage or you won't be covered to the full "value" of a collector vehicle. If you use the collectors type insurance follow their rules, which are:
"Usage. Hagerty covers vehicles that are used on an occasional basis -- e.g. club functions, exhibitions, organized meets, tours and limited pleasure driving.
Storage. Collector vehicles must be stored in a fully enclosed, locked garage when not in use.
Driving records. Generally, one or two minor traffic violations or accidents are acceptable. We are not able to insure those who have experienced major infractions such as a DUI, reckless driving or excessive speed violations within the past 3-6 years.* All household driving records are subject to review by an underwriter.
Regular-use vehicles. Each licensed household driver needs to have a regular-use vehicle for daily driving and must maintain regular-use insurance in his or her own name."
What part of my post mentioned insurance fraud?
MN
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